01 / The economics
For Mortgage Servicers
Small balances.
Better possibilities.
Low balances shrink your fees, not your costs. A reverse refinance can move eligible loans off your book.
Your bookScanning for eligible loans
$82,000ServicingEligible
$64,000ServicingEligible
$236,000ServicingEligible
$115,000ServicingEligible
Low balance, older borrower3 of 4 to review
Reverse-only lender, FHA-approved HECM lender, NRMLA member
GLBA safeguarding and confidentiality terms in the partner agreement
No-cost ReversePilot® platform
Less servicing drag.
More opportunity.
02 / The team
We originate, underwrite, close and fund.
03 / The relationship
You choose which borrowers to bring to us.
Your data
Clear terms.
Your book.
Screen a sample before opening a partner account. Once set up, your signed-in broker uploads are associated with your organization.
Borrower-data protections in the agreement
For partners under the agreement, these contractual protections apply:
- Both parties are bound to the privacy and safeguarding requirements of the Gramm-Leach-Bliley Act for all consumer and applicant information.
- Your data is used for one purpose, screening for reverse eligibility and originating the loans you send us, and for nothing else.
- It stays your property. You can require its return or destruction.
- We do not sell, license, share or republish it. Not to investors, not to marketing partners, not to anyone.
- These obligations do not end when the agreement does.
See the opportunity
Find the opportunity in your book.
Upload a sample. Review eligible borrowers, balances and estimated compensation.
Run the numbers.
Let’s talk.
Same loans. Different revenue.
Forward at 0.75% of $350,000. Reverse at 3.6% of home value.
Loans per month3
120
Average home value$400,000
$150.0K$1.5M
Monthly revenue
Forward
$7,875
Reverse
$43,200
5.5x per loanReverse pays $14,400 per closed loan. Forward pays $2,625.
Annual reverse revenue
$518,400
Your next move