For Credit Unions
Serve your members.
We handle reverse.
Your members trust you, and many are the right age for a reverse mortgage. Offer it without building a reverse operation or taking on the compliance load.
You keep the member relationship.
Serve your age-eligible members
Re-engage members who are 62 and older (55 and older for HECM for Purchase) with a way to stay in their homes and fund retirement.
Compliance built in
State-licensing checks, automated APR and TILA math, and a reverse-only operation keep every loan audit-ready.
Full back-office fulfillment
Your team originates. We process, underwrite, close and fund. No reverse department and no new headcount.
Onboard your team fast
Bulk-onboard your loan officers from an NMLS roster with manager-level visibility across your reverse production.
Autopilot AI Coach
An in-portal coach so your loan officers answer members' reverse questions with confidence.
A familiar platform
ReversePilot works like the systems your MLOs already use. Qualify a member and price every eligible program in a few inputs.
Three ways to work with us
Pick the one that fits your shop. We will walk you through the details.
You originate. We do everything else.
We underwrite, close, fund and pay your fees. The lightest lift and the fastest start.
You close in your name and sell us the loan.
Keep the closing in-house with our underwriting behind it. Sell to South River Mortgage after closing.
You originate and close as the principal. We underwrite as your authorized agent.
For FHA-approved shops that want to keep the loan in their name with a DE underwriter behind it.
See how many of your members qualify today.
Upload a loan tape. Results in minutes, no account needed.
Run the numbers.
Let’s talk.
Same loans. Different revenue.
Forward at 0.75% of $350,000. Reverse at 3.6% of home value.
Monthly revenue
Annual reverse revenue
$518,400